Saturday, February 27, 2010
2010 Opel Flextreme GT/E Concept with E-REV Drive System
2010 Opel Flextreme GT/E Concept with E-REV Drive System
Friday, February 26, 2010
Cheapest Auto Insurance
Enter your zip code to compare auto insurance prices
Choosing the right insurance for your car can save you money and give you piece of mind in the event you get in an accident. The time to make sure you have the proper insurance for your vehicle is before you get into an accident.
When shopping for the best deals on auto insurance, it is important to get quotes from as many companies as possible to make sure you are getting the best deal. When getting comparison insurance quotes, you should be sure that the quotes provided are for the same amount of coverage. If one quote seems way to low, you should verify that the coverage being quoted is the same as the other quotes you received.
One way to save money on auto insurance is to adjust the dollar amount of the coverage being provided. You can do this by raising the amount of your deductible. This will lower your monthly premiums, but if you happen to get in an accident, you will be required to pay more to have your vehicle repaired
Another way to save money when insuring your car is to get quotes from as many companies as possible. When doing this, you should change the deductibles and amount of coverage to see which insurance company offers the best rates that fit your needs.
If you are looking for the cheapest insurance possible, and you only need liability coverage, there are many options to save money. Liability coverage does not cover your vehicle in the event of an accident, so your vehicle must be completely paid for. If you are making payments on your car, you will need to have collision coverage as well. This will increase the cost of the coverage, but it protects the bank or lien holder of your vehicle. To begin comparing auto insurance quotes choose your state in the drop down box below.
Cheap auto insurance Kentucky
There are many auto insurance companies in Kentucky that claim to have cheap auto insurance. The best thing to do is get a lot of quotes, the good thing about the Internet is that you can ask for quotes without leaving your house. But I would really recommend you creating a email address that will only be used for this. I recommend this because once you start requesting quotes you are going to get a lot of emails. Not only from the insurance company but other sites advertising other stuff.
You have to realize that insurance companies can't just offer you a quote, there are many things they have to take into consideration first. Those things depend on how much you will be paying for your auto insurance. These things are your past driving record, your credit history, where you may live, and may be a few others that they use to calculate what you will pay.
- Past driving record is pretty self explanatory, depending on your past driving habits they may consider you high risk and charge you more money. They may even decline you all together meaning that they feel you are too much of a risk to have you as their client.
- Credit history is another one that they use, they use this and if you happen to have a bad credit history they may think that you are irresponsible and may charge you a higher rate. This one isn't as critical as your driving history but it still can raise your insurance.
- Where you live is something else they may take into consideration. If you happen to live in a bad area they may feel that your car is at more of a risk there then if you had lived somewhere else.
But don't worry there are things that will lower you insurance premium also, some of these things could be your car having electric seat belts, ABS (Anti-lock Braking System), and air bags also. There are some other things depending on the insurance company. There are also things like being a full time student, being under your parents policy, taking defensive driving classes, and some other things you can do.
- Full time students can sometimes help lower you insurance premium, not only that but some insurance companies give you discounts if you are on the honor roll, or if you are part of a fraternity, you can also get discounts if you are a member of AAA.
- Under parents policy is a good way to get discounts, for one if you are under theirs they will usually get a multi car discount, and they figure if you are under your parents policy you will be more responsible when driving. The only thing with this is you have to live under your parents house.
- Defensive driving classes can lower your insurance premium as well. They feel that if you are willing to learn defensive driving habits you will be safer on the road then someone that hasn't. You will be more aware of other drivers that someone that hasn't taken that class.
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Area of Residency is a factor in helping lower your insurance as well as make it higher. If you live in a area that the insurance company deems as safe it could lower your insurance premiums.
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Multiple cars can also lower how much you pay in car insurance, they also offer deals if you get your renters insurance or your home owners insurance through them as well. They also lower your renters or home owners insurance drastically if you are insured through them with your car.
Needless to say there are many ways you can get your insurance cheaper, as well as make it more expensive. Just be safe and responsible, and in time you will be able to find cheap auto insurance in Kentucky.
If you have any questions or comments about anything you have seen on this site please contact us. We would like to hear from you.